Frequently Asked Questions

CASH 1 provides a wide range of loan options tailored to meet your personal needs, taking into account the regulations specific to the state in which you reside. To access detailed information about our offerings, including rates and terms, please click here: Rates & Terms Page.

CASH 1 offers a variety of loans based on personal needs and the state you reside in. Our loan options are designed to provide competitive interest rates, ensuring that you can access the funds you need while maintaining affordability. To explore the interest rates applicable to our loan products, as well as additional details on eligibility requirements and terms, please click here: Rates & Terms Page.

To get a title loan, you must have a clear and accessible vehicle title in your name. You have no ownership right on the vehicle if you don't have your name on its title. CASH 1 can provide you with a loan without a title in hand only if your name appears on the vehicle title. Apart from a clear title, the registration on the vehicle must be current with your name and have full coverage insurance for loans over $2,500. In other cases where you are still making payments to get the title in your name, we can still help you get up to $5,000 with our Arizona registration loans.

Typically, CASH 1 does not allow individuals to have more than one loan at a time. However, the possibility of having multiple loans may vary depending on the state law where you reside. State regulations and lending restrictions play a significant role in determining whether borrowers can have multiple loans concurrently.

If you currently have a loan outstanding with CASH 1 and you would like to apply for another loan, we encourage you to contact us directly at [844-967-1251]. Our dedicated team will be happy to assist you and provide guidance based on your specific circumstances. They will review your eligibility and determine if it is possible to proceed with another loan application while you have an existing loan.

Collateral requirements for loans may vary depending on the state you reside in and the specific loan product you are applying for. In some cases, collateral may be required to secure the loan. To access detailed information about our loan options, including collateral requirements, interest rates, and repayment terms, please visit our Rates and Terms page.

Our Loan process is private and secure. We take the privacy of our customers very seriously and do not share any information of our clients with others. The original loan application is kept safe and confidential. We use 256-bit Transport Layer Security (TLS) for data transmission on our encrypted server to ensures your personal information is safe at all times. We will never ask for your password and if you receive an email or call asking for it, disregard it and contact us at 844-967-1251.

CASH 1 offers a diverse range of loans tailored to individual needs, taking into consideration both your personal circumstances and the eligibility criteria set by your state of residence. To access comprehensive information about our loan options, including eligibility requirements please click here and select your state: Rates & Terms Page.

Applying for a loan with CASH 1 is a simple and streamlined process that can be completed in just a few steps. We strive to make the application as convenient as possible for our customers. Here's how it works:

1. Apply Online, Over the Phone, or In Person: You can begin the application process by applying through our user-friendly online platform, by calling our dedicated customer support team, or by visiting us in person at one of our locations.
2. Provide Basic Information: During the application, we will ask for some basic information to assess your eligibility and determine the loan amount you qualify for. This typically includes details such as your name, contact information, income, and the amount of money you need.
3. Fast Approval: Once you've submitted your application, our team will review it promptly. We aim to provide quick approvals, ensuring that you receive a decision on your loan application in a timely manner.
4. Receive Your Funds: Upon approval, you can expect to receive your funds conveniently. We offer options such as direct deposit into your bank account for quick access to the funds.

The entire application process with CASH 1 is designed to be efficient and hassle-free, allowing you to get the financial assistance you need in a timely manner.

To get a title loan, you must have a clear and accessible vehicle title in your name. You have no ownership right on the vehicle if you don't have your name on its title. CASH 1 can provide you with a loan without a title in hand only if your name appears on the vehicle title. Apart from a clear title, the registration on the vehicle must be current with your name and have full coverage insurance for loans over $2,500. In other cases where you are still making payments to get the title in your name, we can still help you get up to $4,000 with our Arizona registration loans.

Yes, at CASH 1, we understand that individuals may face financial challenges and may have less than perfect credit. We believe in providing opportunities for everyone, including those with bad credit, to access the financial assistance they need. While having bad credit may affect your loan options, it does not necessarily disqualify you from obtaining a loan.

We take a comprehensive approach to evaluating loan applications and consider various factors beyond just traditional credit scores. In addition to traditional credit bureaus, we may also utilize alternative credit bureaus that provide a broader view of your financial history and repayment behavior. This means that even with bad credit or a limited credit history, you may still be eligible for a loan with CASH 1.

CASH 1 offers a diverse range of loans tailored to individual needs, taking into consideration both your personal circumstances and the eligibility criteria set by your state of residence. To access comprehensive information about our loan options, including eligibility requirements, interest rates, repayment terms, and other details, please click here: Rates & Terms.

Repaying your loan with CASH 1 is designed to be convenient and flexible. We offer a variety of payment options to suit your needs. Here are the different ways you can make your loan payments:

We offer the option to sign up for our optional automatic payment withdrawal service. By enrolling in this service, your loan payments will be automatically deducted from your bank account on the scheduled due date. It's a convenient way to ensure your payments are always made on time, without the need for manual initiation.

Mobile App Payments: Our mobile app provides a user-friendly platform that allows you to manage your loan and make payments at any time, day or night. Simply download the app, log in to your account, and follow the instructions to make a secure payment using your preferred payment method. With our mobile app, you have the flexibility to make payments whenever and wherever it's convenient for you.

In-Person Payments (depending on state): Visit one of our store locations to make a payment in person. Our friendly staff will be available to assist you and process your payment efficiently. Please note that in-person payment availability may vary depending on your state of residence.

If you find yourself unable to make your loan payments as they come due, we understand that unexpected circumstances can arise. At CASH1, we are here to help and provide assistance. Please reach out to us at 888-858-9333, and our dedicated team of resolution specialists will work with you to explore potential solutions.

We are committed to fair and reasonable collection practices, and our goal is to find a mutually beneficial resolution. Our highly-trained staff is experienced in handling such situations and will provide guidance based on your specific circumstances.

It's important to note that depending on applicable state and federal laws, as well as the terms of your particular loan agreement, refusal or failure to make payments may have consequences. This may include vehicle repossession, legal action and/or the reporting of non-payment to consumer reporting agencies. However, we are here to work with you and help you avoid these outcomes.

By contacting us, we can discuss options such as payment arrangements, extensions, or alternative repayment plans that may be available to you. We are committed to finding a solution that is fair and manageable for both parties.

We encourage you to reach out to us as soon as possible if you are facing difficulties in making your payments. The earlier you contact us, the more options we may be able to provide.

No, there are no penalties for paying off your loan early with CASH 1. In fact, we encourage early repayment as it can save you money on interest charges. If you have the means to pay off your loan before the scheduled term, you can do so without incurring any additional fees or penalties. We believe in providing our customers with the flexibility to manage their loans in a way that best suits their financial goals.