Cash Advance Frequently Asked Questions

A cash advance is an emergency loan option that you can use to suffice your short-term financial needs. They are ideal when you need quick cash to cover unexpected expenses like car repairs, medical bills, or home maintenance.

CASH 1 offers several types of Cash Advance Loans to meet varied personal finance needs:

1. Online Cash Advance with a Personal Line of Credit: If you are a resident of Utah, Idaho, Kansas, Missouri, or Louisiana, you can apply for a cash advance loan with a line of credit from $50 to $2,000. This type of cash advance loan allows you to make multiple withdrawals up to your approved credit limit.

2. Cash Advance with Personal Installment Loans: Based on several qualifying factors, we offer Nevada residents easy Personal Installment Loans from $50 to $1,000. These loans are short-term, 90-day fixed payment cash advance loans based on your monthly net income and ability to repay.

3. Cash Advance with Title Loans: Depending upon your vehicle's value and ability to repay the amount, we can allow you to get up to $50,000 with a loan against your car title. You can apply for this cash advance option online, by phone, or at one of our convenient locations throughout Arizona and Nevada.

Cash Advances are particularly used as a quick-fix solution for financial emergencies. Getting a cash advance when you urgently need cash could be a wise call, but like any other loan, it's not advisable to borrow cash advances more than what you need and frequently.

In many cases, you may not have more than one cash advance loan outstanding at any time. You can always get in touch with our loan officers, who can help you better understand how and when to use cash advances safely.

The rules and regulations for Cash advances vary depending on your state laws and your lender. In addition, the minimum loan amount one can borrow also varies based on the state where you live. With CASH 1, you can rest assured that we strictly comply with the lending Best Practices published by the INFiN, a Financial Services Alliance, and the regulations imposed by the Consumer Financial Protection Bureau (CFPB).

Yes, you can apply for CASH 1 cash advances online and in-store. We've kept the application process straightforward so you can get your cash in less than 15 minutes. You can even apply and get pre-approved by calling our toll-free number 1 (844) 203-0502. Once pre-approved, you can visit the nearest CASH 1 location to sign the loan documents and drive home with your cash.

You can apply online for a Cash Advance loan in just a few easy steps from the comfort of your home:

1. Start by filling out our online application form with your basic information, including your name, phone number, and valid email address. Keep your bank account, routing, and social security numbers handy to add to the online form.

2. Once you submit the online application, one of our friendly loan agents will contact you and assist you with the loan process.

3. We then provide you with all available options based on the information you provide us through your loan application and conversation with our loan agents. 4. Once you get approved for a Cash Advance, we deposit the money directly in your bank account as soon as the next day.

Although the documents required to get a Cash Advance may vary from one state to another, you must meet basic loan requirements before applying for any loan from CASH 1. The standard documents include

• A valid government-issued I.D. to prove you are at least 18 years old and your state of residence.
• Proof of income like your W-2 forms, pay stubs, tax returns, or bank statements.
• Proof of open checking account or direct deposit card.

Please remember that you cannot be on active duty in the Military. Apart from these basic loan requirements, you'll need to provide us with your Bank account number, routing number, and social security number if you apply online.

Yes, CASH 1 has multiple physical store locations in Arizona and Nevada. You can visit our Arizona Stores or Nevada Stores page to view individual store details and their respective operating hours. Apart from the physical stores, we provide 24/7 online services for residents of Utah, Idaho, Kansas, and Missouri.

We don't run any stringent credit checks or hard inquiries when you apply for a cash advance loan. Moreover, we aim to make borrowing money easy and quick without hurting your credit scores. You only need to worry about the positive or negative impact of cash advances on your credit score if you make timely payments. All this makes cash advances a perfect solution for people with no credit or bad credit.

Once you get the loan approval, you can visit our convenient locations near you to pick up your cash in less than 15 minutes! Since no middlemen are involved, we approve loans fast, and you get your money within a few minutes of applying for a cash advance. Borrowers also have the option to either visit one of our store locations and get the funds in cash or get it directly deposited in their bank account via ACH. Whatever the case, you can get some money in your pocket on the same day the loan is finalized.

Yes. We are firmly committed to protecting the privacy of our customer's personal information. Moreover, our staff knows and follows their ethical and legal duty to keep all your data confidential. We use a 128-bit Secure Socket Layer (SSL) for data transmission on our encrypted server to ensure your personal information is always safe. Remember, CASH 1 will never ask for your password, so if you receive an email or call in our name asking for it, disregard it and contact us at 844-203-0502.

Once your application is successfully submitted, one of our loan officers will contact you to provide an estimated loan approval amount. At CASH 1, loan application and approval are fast and hassle-free, so much so that you can receive a cash advance within a few minutes of applying. You also have the option to apply for a cash advance online and get pre-approved. The pre-approval process will further speed up getting cash during emergencies.

Yes, CASH 1 offers Cash Advances for people with bad or no credit. Your loan approval largely depends on your ability to pay than your credit score. You can use your vehicle title or income as collateral and get a cash advance loan without traditional credit checks.

CASH 1 accepts all credit, so our loan experts will closely work with you to help get you the loan you need. To begin the loan process, you can apply for a cash advance loan by visiting your nearest store location, clicking the 'get started online' button, or calling us at 844-351-3758. After helping you complete the application process and closely reviewing your information, our loan representative will let you know the amount of loan approved. You can then decide how much cash you need within the agreed amount.

Having an active checking account and a steady source of income is the prerequisite for getting Instant cash advance loans at CASH 1. A checking account makes disbursement and repayment of loans easier. Hence, you might only qualify for a cash advance with a checking account.

CASH 1 can't guarantee the approval of your loan. Our products and services may vary based on your eligibility and applicable state or federal law. Specifically for Cash Advances, your loan approval can depend on various parameters like your ability to repay, your state of residence, the value of your vehicle if you're using the title as collateral, and so on.

CASH 1 offers flexible repayment plans for cash advances ranging from 90 days up to 18 months. You can select your state for detailed information on loans available, rates, terms, and licenses here.

CASH 1 provides you with several options to make payments. First, you can drive to one of our stores nearby to pay your monthly fee with cash or debit card. Yes, you read that right! At CASH 1, you need not pay back your entire cash advance loan on your next payday like a traditional cash advance. You can sign up for auto-payments using ACH payments as a second option. This electronic payment system automatically transfers your payment from your bank account on a predecided date, making loan payments easy and safe. To learn more about our convenient payment options, call us at 844-969-1396.

Yes, you can pay off the loan early at any point. CASH 1 will charge no fees or penalties for early repayment of your Cash Advance loan.

If you cannot pay your loan on time or miss a payment, please get in touch with us on our toll-free number or visit your nearest store location immediately. Please make timely payments, knowingly or unknowingly, to avoid late fees and other charges. We understand that sometimes you might need some extra time to come up with all the funds. We could help you in every possible way if you let us know about your inability to make payments on time well in advance. However, remember that additional fees and interest may still apply. To avoid such circumstances, you must read the state-wise terms and conditions and know before you owe section provided during the lending to understand the full scope of possible outcomes you might face if you miss a payment and default on loan.

You can request your cash advance loan rescission within 24 hours without being charged a fee or interest.