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Who is the Creditor?

Document Preparation Fee:

Cash Advance Fee:

Annual Fee:

Prepayment Penalty:

$15 or 5% of the unpaid amount of the Minimum Payment, whichever is greater, but not to exceed $50, if any Minimum Payment is not paid in full within fifteen (15) days after its scheduled due date. If the Minimum Payment is $25 or less, the Late Payment Charge will not exceed $5.

Delinquency Charge:

If you miss a payment and default on your Revolving Credit Agreement, it is possible that a lawsuit could be brought against you.

Important

Fees

Official loan rates, fees and financial fundamentals from Cash 1 Loans.

Know Before You Owe - Idaho | Cash 1

Home

Rates And Terms

Missouri Rates & Terms

Customers with credit difficulties should seek credit counseling before entering into a Revolving Line of Credit.


Please see the following link to the U.S. Department of Justice website for a list of federally approved credit counseling agencies:

http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm

Contact Information For Consumer Counseling

CASH 1 MO, LLC is licensed and regulated by the Missouri Division of Finance.

301 West High Street, Room 630, PO Box 716
Jefferson City, MO 65102-0716
Phone: 773-751-3242


Licenses and Registration

Certificate of Registration Consumer Installment Lender Company

Is it necessary for me to borrow the money?

Do I understand how the Line of Credit works and what my obligations will be?

Can I afford to make the payments on this Line of Credit?

Will I be able to pay my regular bills and repay this Line of Credit?

Can I afford the extra charges, interest, and fees that may be applied if I miss or fail to make a payment?

Are other credit options available to me at this time?

Questions to ask yourself

Examples are based on a single advance in the largest allowable amount per the applicable Credit Limit tier, and assume that minimum payments are made on time and that the first payment is due 14 days from the advance date.

Terms for Employer Initiated Payment Method

Terms for Other Payment Methods

Creditor

$20 or 5% of the unpaid amount of the Minimum Payment, whichever is greater, if any Minimum Payment is not paid in full by its scheduled due date.

Know Before You Owe - Utah | Cash 1

Customers with credit difficulties should seek credit counseling before entering into a Revolving Line of Credit.
Please see the following link to the U.S. Department of Justice website for a list of federally approved credit counseling agencies: 

CASH 1 UT, LLC is licensed and regulated by the Utah Department of Financial Institutions.

Address: 324 South State, Suite 201
Salt Lake City, UT 84111-2393
Phone: 801-538-8830
Fax: 801-538-8894

Utah Department of Financial Institutions Notification

Examples are based on a single advance in the largest allowable amount per the applicable Credit Limit tier, and assume that minimum payments are made on time and that the first payment is due 14 days from the advance date.

Know Before You Owe

*Based on your Credit Limit

Terms for Line of Credit

Utah

$25 or 5% of the unpaid amount of the Minimum Payment, whichever is less, if any Minimum Payment is not paid in full within ten (10) days after its scheduled due date.

Know Before You Owe - Kansas | Cash 1

CASH 1 KS, LLC (“CASH 1”) is a Supervised Lender (SL 0026798) licensed by the Kansas Office of the State Bank Commissioner.


The contact information for the Kansas Office of the State Bank Commissioner is as follows:

Address: Jayhawk Tower, 700 SW Jackson St., Suite 300
Topeka, KS 66603-3796
Phone: 785-296-2266
Fax: 785-296-6037

Kansas Department of Financial Institutions Notification

Your Annual Percentage Rate (APR) and minimum payments will be calculated depending upon the payment method you choose at the origination of your Line of Credit.

Kansas

$15 or 5% of the unpaid amount of the Minimum Payment, whichever is greater, if any Minimum Payment is not paid in full within ten (10) days after its scheduled due date.

Customers with credit difficulties should seek credit counseling before entering into a Revolving Line of Credit.
Please see the following link to the U.S. Department of Justice website for a list of federally approved credit counseling agencies:

CASH 1 ID, LLC is licensed and regulated by the Idaho Department of Financial Institutions.

Address: 700 West State Street, 2nd Floor
P.O. Box 83720 Boise, ID 83720-0031
Phone: 208-332-8000
Fax: 208-332-8097

Idaho Department of Financial Institutions Notification

Idaho

THIS FIELD DOES NOT WORK

Account Opening Fee:

Monthly Fee:

Penalty Fee (Late Fee):

Know Before You Owe - Louisiana | Cash 1


Please see the following link to the U.S. Department of Justice website for a list of federally approved credit counseling agencies: 

Advances To You

CASH 1 LA, LLC is licensed and regulated by the Louisiana Office of Financial Institutions.

8660 United Plaza Boulevard, 2nd Floor
Baton Rouge, LA 70809-7024
Phone: 225-925-4660


License and Registration

Certificate of Licensed Lender Main Office (In-State and Out-Of-State with Lending Activity)

Security Deposit Account

Subject to final credit approval, we will establish a line of credit for you (the “Line of Credit”) and make an immediate Cash Advance into your bank account. As you make payments on the Line of Credit and build your Wealth Account balance by contributing to the Account through your monthly payments, you will have the opportunity to take further Advances under the Line of Credit.

Security Deposit Account (Wealth Account):

Your periodic payments will pay down the amount you owe us under the Line of Credit and simultaneously increase your Wealth Account balance, which grows into a rainy-day fund over time. Amounts in the Wealth Account will be deposited into an interest earning savings account.

Your Minimum Payment Due on your Line of Credit will be approximately $86on a monthly basis assuming a $1,000 Cash Advance. In addition, your Security Deposit Account Payment will be $100 per month to your Wealth Account. Therefore, your total monthly payments will be approximately $186 per month.

27%. Commonly referred to as “APR,” this is the cost of your credit on an annual basis, excluding fees.

Annual Percentage Rate

Louisiana

Missouri

Know Before You Owe - Missouri | Cash 1

WHO IS THE CREDITOR? 

If your payment is more than 10 days late, you may be charged a late fee equal to 5% of the unpaid balance of the late payment.

Late Fee:

If you pay off your loan early, there is no fee or penalty.

IMPORTANT NOTICES: IF YOU DEFAULT, YOU COULD LOSE YOUR VEHICLE!

FEES

Know Before You Owe - Arizona

Review Arizona Title Loan rates, fees and terms. Understand the costs and apply confidently with CASH 1 today.

Customers with credit difficulties should seek credit counseling before entering into a Title Loan.
Please see the following link to the U.S. Department of Justice website for a list of federally approved credit counseling agencies: 

AAA Auto Title Loans, LLC dba CASH 1 is licensed and regulated by the Arizona Department of Financial Institutions.

Address: 2910 N. 44th St Ste 310
Phoenix, AZ 85018
Phone: 602-771-2800
Fax: 602-381-1225

5106 W Peoria Ave, Glendale, AZ 85302

8271 W Union Hills Dr Ste 103, Glendale, AZ 85308

14130 W Indian School Rd Ste A-6, Goodyear, AZ 85395

4355 E University Dr Ste 111, Mesa, AZ 85201

455 N Country Club Dr, Mesa, AZ 85201

1214 W Baseline Rd Mesa, AZ 85202

549 W Thomas Rd, Phoenix, AZ 85013

1203 W University Dr, Mesa, AZ 85201

2415 E Thomas Rd Ste 2, Phoenix, AZ 85016

1728 W Bell Rd, Phoenix, AZ 85023

2539 E Bell Rd, Phoenix, AZ 85032

5050 W McDowell Rd, Phoenix, AZ 85035

4735 E Southern Ave, Phoenix, AZ 85042

4246 W Northern Ave, Phoenix, AZ 85051

1405 W Southern Ave Ste 1 Tempe, AZ 85282

985 W Elliot Rd Ste 7 Chandler, AZ 85225

1. Is it necessary for me to borrow the money?

2. Can I afford to pay this loan back in full by the due date?

3. Will I be able to pay my regular bills and repay this loan?

4. Can I afford the extra charges, interest, and fees that may be applied if I miss or fail to make a payment?

5. Are other credit options available to me at this time?

BASED ON $1,000 LOAN

COST COMPARISON CHART

BASED ON $1,000 TITLE LOAN

LARGER PAYMENTS = LESS INTEREST

Disclosures for Secondary Motor Vehicle Finance Transactions (Arizona Title Loans)

TERMS FOR SECONDARY MOTOR VEHICLE FINANCE TRANSACTIONS (TITLE LOANS)

*Assumes you will make biweekly payments on a 12-month loan.

IMPORTANT

Your Annual Percentage Rate (APR) will vary depending upon how much you borrow.

ANNUAL PERCENTAGE RATE 

Arizona

WHO IS THE CREDITOR?  

DMV Fee (Auto Title Loans only):

$15 for each installment payment that remains unpaid ten (10) or more days after its Due Date. 

Late Fee (Longer-Term Unsecured Installment Loans only): 

Database Fee (All loans):

WARNINGS 

Know Before You Owe - Nevada | Cash 1

View Nevada Loan rates, terms and fees for Installment or Auto Title Loans. Make informed borrowing decisions with CASH 1.

Customers with credit difficulties should seek credit counseling before entering into an Unsecured Installment Loan or Auto Title Loan.

Please see the following link to the U.S. Department of Justice website for a list of federally approved credit counseling agencies:

CONTACT INFORMATION FOR CONSUMER COUNSELING

CASH 1, LLC is licensed and regulated by the Nevada Financial Institutions Division.

LICENSES AND REGISTRATION

1331 W Warm Springs Rd Ste 130, Henderson, NV 89014

3209 W Sahara Ave, Las Vegas, NV 89102

6708 W Cheyenne Ave, Las Vegas, NV 89108

865 N Lamb Blvd Ste 16, Las Vegas, NV 89110

1995 N Nellis Blvd, Las Vegas, NV 89115

8450 W Sahara Ave Ste 114, Las Vegas, NV 89117

6883 S Eastern Ave Ste 400, Las Vegas, NV 89119

4625 E Tropicana Ave, Las Vegas, NV 89146

5890 S Virginia St Bldg 1 Reno, NV 89502

QUESTIONS TO ASK YOURSELF

ESTIMATES BASED ON $1,000 LOAN

*NRS Chapter 604A categorizes both Short-Term and Longer-Term Unsecured Installment Loans as “High-Interest Loans.”

LOAN COMPARISON CHART

Disclosures for Nevada Loan Products (Unsecured Installment Loans and Auto Title Loans)

IMPORTANT NOTICE

APR and Term Lengths for Unsecured Installment Loans and Auto Title Loans

ANNUAL PERCENTAGE RATE (APR)

Nevada

Nevada Rates & Terms | CASH 1 Loans

A Revolving Line of Credit is an expensive form of credit and should be used for short-term financial needs only and not as a long-term financial solution. 

If you make larger payments, you will pay less interest and you will pay down your Line of Credit sooner.

All of the loans that we provide in Arizona are Title Loans, which are secured by a lien on your vehicle. If you miss a payment and default on your loan agreement, it is possible that your vehicle could be repossessed and/or a lawsuit could be brought against you.

Late payments, missed payments, or other defaults on your loan may be reported to consumer reporting agencies.

IF YOU REFINANCE YOUR LOAN, YOU MAY PAY MORE INTEREST.

A Secondary Motor Vehicle Finance Transaction (Title Loan) is an expensive form of credit and should be used for short-term financial needs only and not as a long-term financial solution. If you make larger payments, you will have to pay less interest and the sooner you will pay off your loan.

If you miss a payment and default on your Short-Term Unsecured Installment Loan, it is possible that a lawsuit could be brought against you.

If you miss a payment and default on your Auto Title Loan, it is possible that your vehicle could be repossessed.

Unsecured Installment Loans and Auto Title Loans are expensive forms of credit and should be used for short-term financial needs only and not as a long-term financial solution. If you make larger payments, you will pay less interest and pay off your loan sooner.

Payment Method	APR*
Employer-Initiated Payment	99% - 299%
Terms for Employer Initiated Payment Method
Other Payment Methods	185% - 390%
Terms for Other Payment Methods

Missouri Rates & Terms

| Know Before You Owe

Who is the Creditor?

Terms for Line of Credit

Terms for Employer Initiated Payment Method

Terms for Other Payment Methods

Fees

Licenses and Registration

Licenses

Questions to ask yourself

Contact Information For Consumer Counseling