A Bankrate.com study found that 36 percent of all Americans said they are more concerned with paying bills than any other financial issues, the highest percentage for any listed options. Paying down debt was selected by 20 percent of Americans as a top priority, saving was identified by 18 percent, and providing financial assistance to others was listed by 12 percent. 'Americans' financial priorities reflect the difficult economic realities of high unemployment, stagnant income and the absence of new high-paying jobs,' said Greg McBride, senior financial analyst at Bankrate website.

These priorities have not changed much in recent years. Bankrate held the same poll one year ago: at that time, 32 percent of Americans said their top priority was staying current or catching up on their bills, while 23 percent identified paying down debt.

Job security ratings also decreased throughout October, according to Bankrate, and are projected to stay negative throughout December. Americans who reported feeling less comfortable with their savings also outnumbered those who feel more comfortable with their savings for the 36th consecutive month, when comparing their situations to one year prior.

However, consumers are beginning to increase the amount of money they have at their disposal. Almost 30 percent of respondents reported having a higher net worth than they did at this point in 2012, while only 16 percent of individuals reported that their net worth had lowered.

What To Do When You Need Help Paying the Bills

If you find that you're struggling to cover your monthly bills, you may be able to make use of Arizona title loans offered by the alternative lenders at CASH 1.

They can range anywhere from $50 to $5,000, and can be paid back when you receive your next paycheck - perfect for individuals who simply need a quick cash advance to help them cover a few short-term bills.

These loans are easy to obtain - not only can you apply for title loans in mesa, az online, over the phone or in person, but we normally don't even need to run a traditional credit check.

All you need to provide is proof of your employment, a government-issued I.D. and an open checking account. If our alternative lenders are able to accept your application, you'll be able to get the cash needed to pay your bills in a matter of moments.