When it comes to monthly expenses your car insurance should be a top priority.

One of the main reasons for losing coverage is simply forgetting to make your payment. But 21% of uninsured motorists say they can’t afford insurance and 20% say the premiums are too high. And no wonder, the average auto insurance premium in Arizona is $1,280 and Nevada clocks in at $1,300. Even if you set up monthly payments, scrounging up 50 or 60 bucks can be tough sometimes. Nevada and Arizona have some of the toughest insurance laws.

Failure to carry state minimum auto insurance coverage could produce at least $250 in fees, suspension of your license and registration, impoundment of your vehicle, and even jail time. If your insurance is about to lapse you should contact your auto insurance provider and see what options are available to you.

If they can’t work with you, there is also the choice of applying for an Arizona Title Loan or a Nevada Title Loan online, over the phone (800-431-3532), or at one of CASH 1’s convenient store locations in Arizona or Nevada.